Best Credit Freeze and Fraud Alert Steps After Identity Theft
Quick Answer: Place a free credit freeze at Equifax, Experian, and TransUnion online within one business day. Add a one-year initial fraud alert at one bureau. File an FTC identity theft report for a seven-year extended alert. Then monitor reports and link recovery steps. Immediately after an AI scam steals your identity, your top priority is not just reporting it. You need to stop new accounts from being opened in your name. A credit freeze is the strongest free tool. It blocks lenders from seeing your credit file. That means most new credit applications fail automatically. If you have not already read about the immediate steps after a scam, start with our guide on what to do if you were scammed by AI. Then come back here to lock things down. ...